MONEY MARKETS, CD'S, SAVINGS AND OTHER DEPOSITS
Personal Savings Account
Our Personal Savings Account is a safe and secure investment tool for all individuals to earn interest without high balance requirements. The account permits six (6) withdrawals per calendar month while earning a competitive interest rate. Open your Personal Savings Account with us, maintain the required minimum daily balance, and you'll pay no quarterly service charge.
Minor Savings Account
Our Minor Savings Account is a safe and secure investment tool for individuals under 18 years of age and UGMA/UTMA titled accounts to earn interest without high balance requirements. The account permits six (6) withdrawals per calendar month while earning a competitive interest rate. There is no quarterly service charge.
IRA and SEP Savings Accounts
Our IRA Savings for individuals and SEP Savings for self-employed individuals offer a competitive interest rate, low minimum opening deposit and unlimited deposits of at least $100. Withdrawals are subject to IRS and Bank rules concerning distributions.
Personal Money Market Account
Personal Money Market Account is a convenient investment account available to all individuals. Enjoy immediate access to your money and check writing capabilities, while earning competitive interest rates on your balances. The account provides up to six (6) transactions from the account per calendar month at no charge. Transaction fees apply for transactions in excess of six (6) per calendar month. Maintain the required minimum daily balance, you’ll pay no monthly service charge.
Personal Flex Account
Our Personal Flex Account is an interest bearing money market account earning higher yields than a traditional savings account. The account permits up to six (6) withdrawals per calendar month, however transaction fees apply for withdrawals in excess of one (1) per calendar month. There is no monthly service charge.
Competitive Rates on Certificates of Deposit
Our Certificates of Deposit (CDs) are time deposits offered with maturities ranging from 90 days to 36 months with competitive interest rates. Rates are based on amount and time invested, often with higher rates for longer terms to increase earnings.