Deposit Services
Checking Accounts
Success Checking Account
Our Success Checking Account is created for individuals who enjoy the convenience of a checking account with unlimited check writing availability. Open your Success Account with us, maintain the required minimum daily balance, and you'll pay no monthly service charge.
Call or visit any Alliance Bank office for opening balance requirements and monthly service charges (if applicable).
Additional disclosures will be provided at account opening.
Premium Personal NOW Account – Interest Checking
Our Premium Personal NOW Account, also known as an Interest Checking Account, entitles individuals to unlimited check writing in addition to earning interest on collected balances in their checking account. Open your Premium Personal NOW Account with us, maintain the required minimum daily balance, and you'll pay no monthly service charge.
Call or visit any Alliance Bank office for opening balance requirements and monthly service charges (if applicable).
Additional disclosures will be provided at account opening.
Prestige Personal Checking Account
Our Prestige Personal Checking Account is a non-interest bearing checking account with unlimited check writing availability. Eligible accounts will also qualify for the Prestige Personal Money Market Account. Open your Prestige Personal Checking Account with us, maintain the required minimum daily balance, and you'll pay no monthly service charge.
Call or visit any Alliance Bank office for opening balance requirements and monthly service charges (if applicable).
Additional disclosures will be provided at account opening.
Savings Accounts
Personal Savings Account
Our Personal Savings Account is a classic investment tool for all ages that earns interest without high balance requirements. You can make six withdrawals per quarter without a charge, and your account earns a competitive interest rate on collected balances above $1,000. Open your Personal Savings Account with us, maintain the required minimum daily balance, and you'll pay no quarterly service charge. In addition, maintenance fees are waived for minors (under 18).
Call or visit any Alliance Bank office for opening balance requirements and monthly service charges (if applicable).
Additional disclosures will be provided at account opening.
Individual Development Account (IDA)
Our Individual Development Account (IDA) is an interest-bearing, maintenance free savings account for qualified individuals. Individuals must be sponsored by various non-profit organizations to assist in the purchase of a home, business or to finance a post-secondary education. IDA accounts are typically matched by the participating non-profit organization.
No Minimum Opening Balance required
No Monthly Service Charge
Qualified individuals must present a letter of authorization from an approved participating non-profit organization.
Additional disclosures will be provided at account opening.
Other Deposits
Competitive Rates on Certificates of Deposit
Our Certificates of Deposit (CDs) are time deposits offered with maturities ranging from 90 days to 36 months with competitive interest rates. You can earn a higher fixed rate of interest with the commitment of funds for a designated length of time. Rates are based on amount and time invested, often with higher rates for longer terms to increase earnings.
Additional disclosures will be provided at account opening.
Credit Cards
We’re pleased to offer our Alliance Bank of Arizona VISA Platinum and Classic credit cards with a low APR fixed interest rate for the first six months and our DreamMiles® Rewards Program.
With DreamMiles®, you’ll earn one point for every dollar you spend with your card. Choose from hundreds of rewards options including discounted travel, brand-name merchandise, gift cards, cruises, hotel stays and free airline tickets. Call or visit your local Alliance Bank office for an application and important disclosure information.
Subject to credit approval. Additional disclosures will be provided at account opening.
Access your credit card information online at www.e-creditcardservices.com.
ATM / Debit Cards
ATM Card
Our ATM Card allows you to access your checking or savings accounts 24 hours a day, seven days a week:
- Withdraw cash (up to $1,500 per 24 hour period)
- Transfer money between checking and savings accounts
- Verify account balances at thousands of ATMs in the U.S. and throughout the world. We are members of the Plus System and Star System.
Additional disclosures will be provided at account opening.
Visa Check Card
Our Visa Check Card provides the benefits of access to your checking or savings accounts 24 hours a day, seven days a week and also works as an ATM card:
- Use for purchases anywhere VISA is accepted. Your payment is automatically withdrawn from your checking account at Alliance Bank of Arizona. Your purchases will be detailed on your regular monthly statement.
- Withdraw cash (up to $1,500 per 24 hour period)
- Transfer money between checking and savings accounts
- Verify account balances at thousands of ATMs in the U.S. and throughout the world. We are members of the Plus System and Star System.
Additional disclosures will be provided at account opening.
Lost or Stolen Card Procedures
Immediately contact one of our banking offices for more information during regular banking hours (8:00 a.m. to 4:00 p.m. Monday through Thursday; 8:00 a.m. to 5:00 p.m. Friday, Arizona Time). After hours, please call 1-877-273-2265.
Overdraft Protection
Protect your personal checking accounts with Alliance Bank of Arizona's Overdraft Protection Plan.
Our Overdraft Protection Plan is a revolving line of credit that is attached to your checking account. Funds are automatically transferred from your Overdraft Protection Plan's available credit limit to your checking account to pay for checks or other items that are larger than your checking account's balance.
Need additional cash in a hurry? You can also initiate advances against your Overdraft Protection Plan for any amount up to your credit limit to help pay for expected or unexpected expenses. You simply repay the used portion of the loan in full or in monthly installments.
There's no need to worry about overdrawn accounts - or overdraft fees - with Alliance Bank of Arizona's Overdraft Protection Plan. Please contact one of our banking professionals at any of our statewide offices to learn more.
Subject to credit approval.
Financial services limited to Arizona residents only. Alliance Bank of Arizona - Member FDIC
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