Personal Services - Deposit

Deposit Services

Checking Accounts*

Success Checking Account

Success Checking is for individuals who enjoy the convenience of unlimited check writing and a low minimum daily balance requirement. Maintain the required minimum daily balance, and you'll pay no monthly service charge.

Achievers Checking Account

Achievers Checking is available to individuals 55 years of age and older and full-time college students. Account provides unlimited check writing, no minimum balance requirement and no monthly service charge. Full-time college students will be required to provide proof of enrollment status at account opening and on a periodic basis.

Premium NOW Account

With our Premium NOW account individuals get unlimited check writing while earning a competitive interest rate on daily balances. Additional benefits include no fee cashier’s checks, no fee stop payments and no charge for the first order of checks. Maintain the required minimum daily balance, and you’ll pay no monthly service charge.

Direct Checking Account

With Direct Checking, there are no minimum opening deposit requirements, no minimum daily balance requirements, and no monthly service charges. Simply establish and maintain direct deposit.

If direct deposit is not established within two statement cycles or maintained, the account will revert to a Success Checking account and all applicable fees and charges will apply.

Savings And Money Market Accounts*

Personal Savings Account

Our Personal Savings Account is a safe and secure investment tool for all individuals to earn interest without high balance requirements. The account permits six (6) withdrawals per calendar month while earning a competitive interest rate. Open your Personal Savings Account with us, maintain the required minimum daily balance, and you'll pay no quarterly service charge.

Minor Savings Account

Our Minor Savings Account is a safe and secure investment tool for individuals under 18 years of age and UGMA/UTMA titled accounts to earn interest without high balance requirements. The account permits six (6) withdrawals per calendar month while earning a competitive interest rate. There is no quarterly service charge.

IRA and SEP Savings Accounts

Our IRA Savings for individuals and SEP Savings for self-employed individuals offer a competitive interest rate, low minimum opening deposit and unlimited deposits of at least $100. Withdrawals are subject to IRS and Bank rules concerning distributions.

Personal Money Market Account

Personal Money Market Account is a convenient investment account available to all individuals. Enjoy immediate access to your money and check writing capabilities, while earning competitive interest rates on your balances. The account provides up to six (6) transactions from the account per calendar month at no charge. Transaction fees apply for withdrawals in excess of six (6) per calendar month. Maintain the required minimum daily balance, you’ll pay no monthly service charge.

Personal Flex Account

Our Personal Flex Account is an interest bearing money market account earning higher yields than a traditional savings account. The account permits up to six (6) withdrawals per calendar month, however transaction fees apply for withdrawals in excess of one (1) per calendar month. There is no monthly service charge.

Other Deposits*

Competitive Rates on Certificates of Deposit

Our Certificates of Deposit (CDs) are time deposits offered with maturities ranging from 90 days to 36 months with competitive interest rates. Rates are based on amount and time invested, often with higher rates for longer terms to increase earnings.

ATM / Debit Cards*

ATM Card

Money Pass

Our ATM Card allows you to access your checking or savings accounts 24 hours a day, seven days a week:

  • Withdraw cash (up to $1,500 per 24 hour period)
  • Transfer money between checking and savings accounts
  • Verify account balances at thousands of ATMs in the U.S. and throughout the world. We are members of the Plus System and Star System.

Visa Check Card

Our Visa Check Card provides the benefits of access to your checking or savings accounts 24 hours a day, seven days a week and also works as an ATM card:

  • Use for purchases anywhere VISA is accepted. Your payment is automatically withdrawn from your checking account at Alliance Bank of Arizona. Your purchases will be detailed on your regular monthly statement.
  • Withdraw cash (up to $1,500 per 24 hour period)
  • Transfer money between checking and savings accounts
  • Verify account balances at thousands of ATMs in the U.S. and throughout the world. We are members of the Plus System and Star System.

Lost or Stolen Card Procedures

Immediately contact one of our banking offices for more information during regular banking hours (8:00 a.m. to 4:00 p.m. Monday through Thursday; 8:00 a.m. to 5:00 p.m. Friday, Arizona Time). After hours, please call 1-877-273-2265.

Call or visit any Alliance Bank office for opening balance requirements and monthly service charges (if applicable).

*Please refer to our current rate sheet and Deposit Account Agreement and Disclosures brochure for other terms and conditions on these accounts. Additional disclosures will be provided at account opening.

Overdraft Protection**

Protect your personal checking accounts with Alliance Bank of Arizona's Overdraft Protection Plan.

With our Overdraft Protection Plan, you have the choice of linking your checking account to a money market account, savings account or a revolving line of credit. Funds will be automatically transferred from your Overdraft Protection Plan to your checking account to pay for checks or other items that are larger than your checking account balance.

There's no need to worry about overdrawn accounts - or overdraft fees - with Alliance Bank of Arizona's Overdraft Protection Plan. Please contact one of our banking professionals at any of our statewide offices to learn more.

**Subject to credit approval. Other terms and conditions may apply. Additional disclosures will be provided at account opening.