Deposit Services

Checking Accounts

Success Checking Account

Our Success Checking Account is created for individuals who enjoy the convenience of a checking account with unlimited check writing availability. Open your Success Account with us, maintain the required minimum daily balance, and you'll pay no monthly service charge.

Call or visit any Alliance Bank office for opening balance requirements and monthly service charges (if applicable).

Additional disclosures will be provided at account opening.

Premium Personal NOW Account - Interest Checking

Our Premium Personal NOW Account, also known as an Interest Checking Account, entitles individuals to unlimited check writing in addition to earning interest on daily balances in their checking account. Open your Premium Personal NOW Account with us, maintain the required minimum daily balance, and you'll pay no monthly service charge.

Call or visit any Alliance Bank office for opening balance requirements and monthly service charges (if applicable).

Additional disclosures will be provided at account opening.

Elite Checking Account

Our Elite Checking Account is an interest bearing checking account with unlimited check writing availability, eligible accounts will also qualify for the Elite Money Market Account. Open your Elite Checking Account with us, maintain the required minimum daily balance, and you'll pay no monthly service charge.

Call or visit any Alliance Bank office for opening balance requirements and monthly service charges (if applicable).

Additional disclosures will be provided at account opening.

Alliance Free Checking Account

Enjoy Free Checking with direct deposit from Alliance Bank! With Alliance Free Checking, there are no minimum opening deposit requirements, no minimum balance requirements, no monthly maintenance fees and no monthly service charges. All you need is a direct deposit set up into your Alliance Free Checking account and you can relax and enjoy saving your hard earned money!

Accounts not set up with direct deposit within two statement cycles will revert to a Success Checking account and all applicable fees and charges will apply.

Savings Accounts

Personal Savings Account

Our Personal Savings Account is a classic investment tool for all ages that earns interest without high balance requirements. You can make six withdrawals per quarter without a charge, and your account earns a competitive interest rate on daily balances above $500.00. Open your Personal Savings Account with us, maintain the required minimum daily balance, and you'll pay no quarterly service charge. In addition, maintenance fees are waived for minors (under 18).

Call or visit any Alliance Bank office for opening balance requirements and monthly service charges (if applicable).

Additional disclosures will be provided at account opening.

Individual Development Account (IDA)

Our Individual Development Account (IDA) is an interest-bearing, maintenance free savings account for qualified individuals. Individuals must be sponsored by various non-profit organizations to assist in the purchase of a home, business or to finance a post-secondary education. IDA accounts are typically matched by the participating non-profit organization.

No Minimum Opening Balance required
No Monthly Service Charge
Qualified individuals must present a letter of authorization from an approved participating non-profit organization.

Additional disclosures will be provided at account opening.

Other Deposits

Competitive Rates on Certificates of Deposit

Our Certificates of Deposit (CDs) are time deposits offered with maturities ranging from 90 days to 36 months with competitive interest rates. You can earn a higher fixed rate of interest with the commitment of funds for a designated length of time. Rates are based on amount and time invested, often with higher rates for longer terms to increase earnings.

Additional disclosures will be provided at account opening.

ATM / Debit Cards

ATM Card

Our ATM Card allows you to access your checking or savings accounts 24 hours a day, seven days a week:

Withdraw cash (up to $1,500 per 24 hour period)
Transfer money between checking and savings accounts
Verify account balances at thousands of ATMs in the U.S. and throughout the world. We are members of the Plus System and Star System.

Additional disclosures will be provided at account opening.

Visa Check Card

Our Visa Check Card provides the benefits of access to your checking or savings accounts 24 hours a day, seven days a week and also works as an ATM card:

Use for purchases anywhere VISA is accepted. Your payment is automatically withdrawn from your checking account at Alliance Bank of Arizona. Your purchases will be detailed on your regular monthly statement.
Withdraw cash (up to $1,500 per 24 hour period)
Transfer money between checking and savings accounts
Verify account balances at thousands of ATMs in the U.S. and throughout the world. We are members of the Plus System and Star System.

Additional disclosures will be provided at account opening.

Lost or Stolen Card Procedures

Immediately contact one of our banking offices for more information during regular banking hours (8:00 a.m. to 4:00 p.m. Monday through Thursday; 8:00 a.m. to 5:00 p.m. Friday, Arizona Time). After hours, please call 1-877-273-2265.

Overdraft Protection

Protect your personal checking accounts with Alliance Bank of Arizona's Overdraft Protection Plan.

With our Overdraft Protection Plan, you have the choice of linking your checking account to a money market account, savings account or a revolving line of credit. Funds will be automatically transferred from your Overdraft Protection Plan to your checking account to pay for checks or other items that are larger than your checking account balance.

There's no need to worry about overdrawn accounts - or overdraft fees - with Alliance Bank of Arizona's Overdraft Protection Plan. Please contact one of our banking professionals at any of our statewide offices to learn more.

Subject to credit approval.